Blog
2024 Medicare Parts A & B Premiums and Deductibles
On October 12, 2023, the Centers for Medicare & Medicaid Services (CMS) released the 2024 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2024 Medicare Part D income-related monthly adjustment amounts. The...
Why is Life Insurance So Important
Everyone should have life insurance, no matter their age or health. It is because life insurance can provide financial support to your loved ones in the event of your death. No one knows when their time will come, so have life insurance in place in case something...
The Secret to Getting the Best Life Insurance Rates for Your Age
Life insurance is a cornerstone of financial planning, offering security and peace of mind for you and your loved ones. However, one of the most common questions about life insurance is, "How can I get the best rates for my age?" Life insurance premiums are influenced...
Medicare Prescription Drug “Extra Help” Program: What it is and how it works
Submitted by Bob O’Donnell, Owner, BARDO Insurance What is Extra Help? "Extra Help" is a Medicare program to help people with limited income and resources pay Medicare drug coverage (Part D) premiums, deductibles, coinsurance, and other...
Expecting a Baby? Here’s How Your Health Insurance Comes Into Play
Congratulations! You're expecting a baby. This is one of life's most exciting moments, filled with anticipation and joy. Amidst all the excitement, it's essential to understand how your health insurance will come into play. Health insurance isn't just about covering...
Is There Value In Utilizing A Medicare Insurance Agent?
-Submitted by Bob O’Donnell, Owner/Agent, BARDO Insurance I am now halfway through my 18th year as a Medicare-focused insurance producer. As each year has gone by, the depth of my Medicare knowledge, as expected, has increased significantly. In fact,...
How Does Lifestyle Affect Health?
What you do in your day-to-day life actively affects your health. The foods you eat and the personal choices you make drastically impact how your body feels and functions. Eating processed foods can leave you feeling groggy and frequently tired, whereas healthy food...
VA and Other Health Insurance
If you are eligible for Veterans Administration (VA) health insurance and you have another form of health care coverage, such as a private insurance plan, Medicare, Medicaid or TRICARE, you can continue to use VA along with these plans. It is always a good idea to...
Accident Insurance: An Essential for Sports and Recreation
Engaging in sports and recreational activities is not only enjoyable but also beneficial for physical fitness and mental well-being. However, the inherent risks associated with these activities can lead to accidents and injuries that may result in unexpected medical...
Umbrella Policies for Businesses: Extended Coverage Explained
As a business owner, protecting your assets and operations against unexpected liabilities is paramount. While standard business insurance policies provide essential coverage, they may have limits that could leave your business vulnerable in certain situations. This is...