Blog
The Ultimate Guide to Filing a Successful Home Insurance Claim
When disaster strikes your home, whether it’s a fire, storm damage, or a sudden burst pipe, having the right home insurance can make all the difference. However, navigating the claims process can feel overwhelming. As an independent insurance agency, we’re here to...
The Ultimate Guide to Filing a Successful Home Insurance Claim
When disaster strikes your home, whether it’s a fire, storm damage, or a sudden burst pipe, having the right home insurance can make all the difference. However, navigating the claims process can feel overwhelming. As an independent insurance agency, we’re here to...
Why Employer-Sponsored Life Insurance Might Not Be Enough
Employer-sponsored life insurance is a valuable benefit that many employees rely on for financial protection. However, it's essential to recognize its limitations and consider whether it provides adequate coverage for your needs. In this blog post, we'll explore why...
Understanding the ABCs of Health Insurance: HMO, PPO, EPO Explained
Navigating the world of health insurance can sometimes feel like walking through a labyrinth. The countless plans, intricate networks, and puzzling jargon can make even the most straightforward procedures seem complex. Understanding the nuances of health insurance is...
CMS Finalizes CY 2024 Medicare Advantage Rule
The final rule increases oversight of Medicare Advantage plans and seeks to better align traditional Medicare and Medicare Advantage coverage The Centers for Medicare & Medicaid Services (CMS) April 5 finalized its Policy and Technical Changes to the...
Smoking and Health Insurance: The Unseen Costs
Here's a startling statistic that might make you rethink lighting up: the annual cost of smoking in the United States exceeds $300 billion. This isn't just about the healthcare expenditures; we're also considering lost productivity at work. What might surprise you...
Reporting Medicare Fraud & Abuse
Reporting Medicare Fraud & Abuse Medicare fraud and abuse can happen anywhere, and usually results in higher health care costs and taxes for everyone. Some examples include: A provider that bills Medicare for services or supplies they never gave you,...
The Link Between Mental Health and Insurance: What You Need to Know
When we think of health insurance, we often focus on physical health: surgeries, doctor's visits, medications, and so forth. However, mental health is an equally vital part of our overall well-being, and it's increasingly recognized as such in the insurance world....
Embracing Sunshine Safely: Your Guide to Skin Protection this Summer
As the season takes a turn, welcoming longer and warmer days, you might be tempted to bask a little longer in the delightful sunshine. This could be advantageous for your mood and vitamin D levels, but remember, moderation is key. Overexposure can lead to skin damage....
The Hidden Benefits of Annual Health Check-ups
We all have health insurance for one primary reason: to protect ourselves from unexpected, costly medical issues. But have you ever thought of how the preventive measures that insurance plans often cover can benefit you? One such preventive measure is the annual...