Blog
What Expecting Mothers Can Expect from Their Insurance
Discovering that you’re going to be a parent can be the most exciting news you’ll receive in a lifetime! But underneath all that joy and excitement is another emotion just as strong: fear. There is a ton of responsibility that comes with bringing your child into the...
How Smoking Affects Your Health Insurance Premiums
You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums? Determining Factors Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and...
Medicare Coverage: What Are My Options?
Enrolling in Medicare is considered a major milestone in your life’s journey. If your insurance does not automatically enroll you into Medicare when you are able, you will have to sign up manually with your carrier. Medicare is full of different plans and this is a...
Why You Should Avoid Sugary Drinks
It’s common to find most American families turn to sugary drinks like soda, energy drinks, sweetened coffee, or fruit juice daily. Families who ingest these drinks probably aren’t aware of the effects these beverages have on their health. While drinking...
Medicare Advantage Plan: What Is It?
Medicare Advantage plans are one of the various ways to get Medicare coverage. Advantage plans are often referred to as “Part C” or “MA Plans.” Only Medicare-approved private companies are allowed to offer these types of plans, and this is only accepted if they follow...
Are You Getting the Most Out of Your Life Insurance Policy?
Life insurance policies can be confusing. There seem to be endless different options, plans, and policies to choose from. You might have simply selected the cheapest life insurance policy because you didn’t fully understand your options. Maybe you selected a pricier...
Medicare Advantage Part C
What Is Medicare Part C? Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all in one” alternative to Original Medicare. Medical Advantage Part C or MA are offered by private companies approved by Medicare. If you join a Medicare Advantage...
Medicare Supplement Plan G
Plan G A Medigap plan, or Medicare Supplement, pays after Medicare to help cover yourdeductibles, copays, and coinsurance that you would otherwise be responsiblefor. Medigap plans do not replace your Medicare Part B. You must be enrolled in both Part A and...
Medicare Supplement (Medigap) policies are standardized
Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as “Medicare Supplement Insurance”. Insurance companies can sell you only a “standardized” policy identified in most states by letters. All policies...
Medicare Supplement Insurance: Plan N
A Medigap plan, or Medicare Supplement, pays after Medicare to help cover your deductibles, copays, and coinsurance that you would otherwise be responsible for. Medigap plans do not replace your Medicare Part B. You must be enrolled in both Part A...