How Smoking Affects Your Health Insurance Premiums 

How Smoking Affects Your Health Insurance Premiums 

You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums?   Determining Factors  Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and...
Medicare Coverage: What Are My Options? 

Medicare Coverage: What Are My Options? 

Enrolling in Medicare is considered a major milestone in your life’s journey. If your insurance does not automatically enroll you into Medicare when you are able, you will have to sign up manually with your carrier. Medicare is full of different plans and this is a...
Medicare Advantage HMO Plans

Medicare Advantage HMO Plans

You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO, PPO, PFFS).If you have Original Medicare, the government pays for Medicare benefits when you get them.Medicare Advantage Plans, sometimes...