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Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all in one” alternative to Original Medicare.
Medical Advantage Part C or MA are offered by private companies approved by Medicare.
If you join a Medicare Advantage Plan, you still have Medicare.
Covered services in Medicare Advantage Plans
Medicare Advantage Plans cover all Medicare services.
Some Medicare Advantage Plans also offer extra coverage, like vision, hearing and dental coverage.
Rules for Medicare Advantage Plans
Medicare pays a fixed amount for your care each month to the companies offering Medicare Advantage Plans. These companies must follow rules set by Medicare. Each Medicare Advantage Plan can charge different out-of-pocket costs. They can also have different rules for how you get services, like:
These rules can change each year.
What you pay in a Medicare Advantage Plan depends on several factors. All plans include a cap on your out of pocket costs.
Most Medicare Advantage Plans include prescription drug coverage (Part D). You can join a separate Medicare Prescription Drug Plan with certain types of plans that:
You’ll be disenrolled from your Medicare Advantage Plan and returned to Original Medicare if both of these apply:
Medigap policies can’t work with Medicare Advantage Plans.
(Information provided via Medicare,gov) a federal government website owned and managed by the U.S. Center for Medicare & Medicaid Services)