Breaking Down the Basics: Medicare Made Simple
Medicare Part A: Think of this as your hospital insurance. It covers you for inpatient care, skilled nursing facilities, and even some home health care.
Medicare Part B: This is your medical insurance superhero. It handles doctor visits, outpatient care, medical supplies, and preventive services. We’ll help you understand the costs and how they might affect your budget.
Medicare Part C (Medicare Advantage): Imagine Parts A and B joining forces, often with some extra perks thrown in. It’s like the Swiss Army knife of Medicare plans. But how do you compare Medicare Advantage plans in your area? We’ve got you covered.
Medicare Part D: This is your prescription drug coverage. Because let's face it, those little pills can add up to a big bill without the right plan. Have you ever heard of the Medicare donut hole? We’ll explain how it works and how to navigate it.
Beyond the Basics: What You Really Need to Know
Enrollment Periods: Miss these, and you might be kicking yourself later. We’ll make sure you hit every important deadline. But what if you need to make a change? Can you change your Medicare plan outside of open enrollment? We’ll explain your options.
Supplement Plans: Sometimes, Original Medicare needs a sidekick. We’ll explore if a supplement plan is your healthcare hero. Do you need a Medicare supplement plan if you have Medicare Advantage? Let’s figure it out together.
Prescription Drug Coverage: Because no one should have to choose between medication and meals. We’ll help you understand what medications are covered under Medicare Part D.
Special Needs Plans: For those with specific health conditions, these plans can be a game-changer. We’ll help you find the best Medicare Advantage plans for people with chronic conditions.